Senior Product Manager

Senior Product Manager Must be in Central MN and have reasonable commute to St. Cloud, due to in-office requirements. SCHEDULE: Full-Time, Monday-Friday, 8:00am-5:00pm COMPENSATION: Starting Pay $117,000 – $146,250per year. (The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.) WHO WILL SHINE IN THIS ROLE Are you looking for an opportunity to shape the future of product development and make a meaningful impact as PCI transitions to an AI-native environment ? PCI is seeking a Senior Product Manager who is strategic , customer-focused , and results-driven , and excited to lead product vision , roadmap , delivery and outcomes while connecting business strategy , operations , user needs , and technology . This is an exciting opportunity to help define how products are built at PCI , drive innovation as we build AI-native workflows , and influence the future of Product Management within the organization. You'll play a key role in delivering business value , accelerating product outcomes , and helping create the next generation of product development practices . WHAT YOU’LL DO Product Leadership & Ownership - Leads the product team in defining and delivering core products, fixes, and enhancements throughout the product lifecycle, while facilitating development process workflow within the value stream area. - Facilitates the creation and ongoing evolution of the product vision; develops the roadmap and builds alignment with internal and external partners. - Defines success objectives, key results, and targets; ensures proper prioritization of product-related work; and provides regular updates on progress metrics. - Manages constraints of time, resources, and budget within the product and roadmap. - Coordinates cross-functional and cross-team deliverables; acts as a product evangelist to build awareness and understanding across the organization. Market, User, & Stakeholder Work - Collaborates with stakeholders and users to determine product needs, opportunities, risks, and positioning, conducting market and user research. - Leads communication and execution of new product and feature launches as well as product changes, roll outs, user impacts, training, documentation, and feedback loops. AI-Native Product Practice - Directs AI tools and workflows with judgment and intent, prompting, iterating on working output, and evaluating results with appropriate calibration. - Designs and maintains context infrastructure, including system prompts, documentation frameworks, and project-level resources that make AI consistently useful across the team’s work. - Embeds governed autonomy into AI workflows, designing compliance guardrails related to fair lending, regulatory requirements, explainability, and data privacy structurally into the work rather than as end-of-process review. - Compresses product cycle time deliberately, optimizing for learning speed and throughput and treating every product artifact as a candidate for iteration and improvement. - Calibrates trust in AI output by knowing what to verify, catching errors through understanding why they occur, and avoiding both over-reliance and unnecessary resistance. WHAT WE’RE LOOKING FOR Must-Have Qualifications: - Bachelor’s degree or related certification(s) with a minimum of 8+ years of product management or closely related experience. - Demonstrated experience leading product strategy, roadmap ownership, and cross-functional delivery in a complex environment. - Successful product team leadership experience with formal or informal reporting structures. - Active, working fluency with AI tools, including prompting, iterating AI-generated output, and applying AI in day-to-day product management work. - Experience operating and delivering results in environments with meaningful ambiguity in role definition, team structure, or product direction. - Valid Driver's License, vehicle, and insurance. Nice to have but not Required! - 10+ years of related experience, including time in fintech, consumer finance, credit origination, indirect lending, financial services, or similar product environments. - Experience redesigning workflows around AI tools and capabilities. LOCATION & WORK SETTING - Office Address: 628 Roosevelt Rd, St. Cloud, MN, 56301 - Schedule: Full-Time, Monday–Friday, 8:00am-5:00pm CST - Work Setting: Hybrid COMPETITIVE COMPENSATION & BENEFITS - Starting Pay: $117,000 – $146,250per year. - The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons. PCI offers competitive and comprehensive benefits including medical, dental, vision, short-term disability, long-term disability, and voluntary benefits. Additional Perks that Go the Extra Mile: - Annual Discretionary Bonus - Earned Safe & Sick Time (ESST) - Paid Maternity & Paternity Leave - Paid Time Off (PTO) & 8 Paid Holidays - Donation Matching & Paid Volunteer Time - 401(k) Match – 100% of your deferrals up to 5% - Tuition Reimbursement & Student Loan Match Program HOW TO APPLY It only takes a couple minutes ! Submit your resume on our website at preferredcredit.com/careers . EQUAL EMPLOYMENT OPPORTUNITY PCI is an equal employment opportunity employer committed to diversity, equity, & inclusion. We make hiring decisions based on qualifications, merit, and business needs. If you need assistance or an accommodation due to disability, please contact PCI HR at PeopleOps@preferredcredit.com.